I’ll Have What He’s Having – Behavioral Personal Finance

Behavioral Finance Tricks I Use on Myself

So, I have not written a ton about personal finance topics on this blog. In my mind, I am kind of holding off on those topics until and unless I am able to accumulate a significant amount of financial assets and reach “financial independence.” If there is an interest in more discussion of these sorts of topics, drop me a comment and I will try and oblige.

A few weeks ago, Daniel Egan who is with Betterment (a robo-advisor) shared a recent post he published on the Betterment blog. By the way, Egan is a good follow on twitter (@daniel_egan). The post was about how he uses lessons from behavioral science to help him manage his personal finances.

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I Pick Things Up and Put Them Down: August 2018 (Savings and Investing Diary)

It is time, yet again, for the monthly airing of my private financial laundry.  My hope is that maintaining a journal of my savings will help provide additional motivation to save and allow me to spot trends.  It will also serve as a record, so that I can look back and analyze.   This time, I’m also going to sprinkle in some investing observations and curate some finance media for you. Continue reading “I Pick Things Up and Put Them Down: August 2018 (Savings and Investing Diary)”

Back in the Saddle (Savings Diary)…July 2018

It is time, yet again, for the monthly airing of my private financial laundry.  My hope is that maintaining a journal of my savings will help provide additional motivation to save and allow me to spot trends.  It will also serve as a record, so that I can look back and analyze.   Continue reading “Back in the Saddle (Savings Diary)…July 2018”

I’m Just Saving…June 2018

It is time, yet again, for the monthly airing of my private financial laundry.  My hope is that maintaining a journal of my savings will help provide additional motivation to save and allow me to spot trends.  It will also serve as a record, so that I can look back an analyze trends.  I also try to throw in some personal finance observations with each post.   Continue reading “I’m Just Saving…June 2018”

I’m just saving…May 2018

It is time for the monthly airing of my private financial laundry.  I hope maintaining a journal of my savings will help provide additional motivation and allow me to spot trends.  The theory is that if my savings are not behaving as expected, I will drill down and figure out what happened.   Continue reading “I’m just saving…May 2018”

I’m just saving…April 2018

It is time once again, dear reader, for the discussion of my private financial laundry.  I hope maintaining a journal of my savings will help provide additional motivation and allow me to spot trends.  If you are more interested in investing topics, feel free to move along, as I won’t be discussing my new, huge, Disney/Netflix merger arbitrage position in this post. Continue reading “I’m just saving…April 2018”

Buying What No One is Selling

I was just looking at the ads on my site and on another couple of finance sites and was inspired to post this. On my site (although I have been proactive about rejecting ads) and others you will see ads for peer-to-peer lending services, privately traded real estate investment trusts, initial coin offerings, tax liens, gold, oil and gas leases, etc…

Most of these have serious fee, tax, or other short comings.  This led me to think, “Maybe good investments are the ones that no one is selling?” continue